Welcome to Shaunavon Credit Union
Online RRSPs

Shaunavon Credit Union is pleased to offer online RRSPs for our existing members.

If you are not presently a member at Shaunavon Credit Union and are now planning to contribute to a Shaunavon Credit Union RRSP or make an investment in any other plan, call 297-2635 or 1-800-667-0068 and our staff will be happy to assist you. Click here to locate one of our branches.

Online RRSP Contributions for the 2004 taxation year must be received by midnight (EDST), March 1, 2005.

How do I make an RRSP investment online?
If you are making an additional contribution to an existing Shaunavon Credit Union RRSP, choose the "Existing RRSPs" link which follows when you accept the agreement below.

If you are a member of the Shaunavon Credit Union, but do not have an RRSP with the Credit Union, you can contribute by choosing the "New Applicants" link and completing the RSP Application which follows when you accept the agreement below.

We'll confirm your contribution via email. Income Tax Receipts for contributions made in the first 60 days of the year will be mailed weekly. Receipts for contributions made from then until the end of the year will be mailed at the end of the year.

Important points to remember when applying for an RRSP:
The "annuitant" of an RRSP is the owner of the RRSP. The person who contributes to the plan and claims a deduction on their tax return is called the "contributor".

In a "non-spousal" RRSP the annuitant and contributor are the same person. In a "spousal" RRSP, the annuitant's spouse is the contributor. It is important to understand this distinction as you will be asked to choose which type of RRSP you are applying for. In either case, the application is to be completed by the annuitant.

Online RRSP operating hours
For applications received Monday - Friday 8:30 a.m. to 4:30 p.m. CST, we will make every effort to respond by email within 24 hours. Internet traffic and / or volume of applications received may delay response time. Applications received on Saturdays or Sundays will be answered the following business day.

Interest Rates
The interest rate applicable to you will be the posted rate in effect for the term you selected when you made your RRSP contribution. We will confirm your contribution and the applicable rates via email. All investments once made are subject to and governed by the applicable investment terms.

Security

We have taken precautions to ensure that your information will be transmitted in a secure manner. Using the Internet as a medium for banking transactions is convenient, but there are certain risks associated with it.

If you choose to apply on-line your application will be taken over a secure server. We are using advanced technology to secure the confidentiality of information exchanged over the Internet. However, Shaunavon Credit Union and affiliates will not be responsible for any damages you may incur in the event that a third party obtains access to confidential information.

Another risk is ensuring that you have authorized these instructions. It is difficult to ensure authenticity, as instructions sent by way of the Internet can be manipulated. Our record will be the conclusive evidence of the instructions received.

If you are eligible and wish to proceed please read through the agreement. You will signify your understanding and agree to be bound by the terms if you choose the "Accept" link. If you do not wish to be bound by these terms, select the "Decline" link.

RRSP Online Agreement
Using the Internet as a medium for banking transactions is convenient, but there are certain risks associated with it. While Shaunavon Credit Union is taking precautions to ensure safety, there is still a risk that you may not have authorized the instructions. Authenticity cannot be assured, as instructions sent by way of the Internet can be manipulated.

You acknowledge that any message Shaunavon Credit Union acts upon will be conclusively deemed to be your valid instructions. Our record will be conclusive evidence of the message.

Shaunavon Credit Union will use reasonable efforts during normal business hours to monitor our telecommunications systems to determine if we have received any messages. Our ability to act upon messages depends on the normal functioning of our telecommunications systems.

We may decline or delay acting on any message for any reason. For example, if the instructions in any message are incomplete, ambiguous or cannot be carried out due to insufficient funds or otherwise, or if we doubt the authenticity of the message.

Shaunavon Credit Union is not responsible for any delay, failure of performance, damage, penalty, cost, expense or inconvenience resulting to you or any other person from causes beyond our control. In no event is Shaunavon Credit Union liable for any indirect, special, incidental or consequential damages regardless of whether any claims are based upon contract, tort, or other legal or equitable theory and regardless of whether Shaunavon Credit Union has been given notice of such claims in advance.

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Accept      Decline