Are you shopping for a new home?
An acreage?
Or is your mortgage renewing?

Let us pre-approve
your loan or mortgage

"Apply Before You Buy"

A Shaunavon Credit Union Pre-Approved Loan gives you the go-ahead to go out and shop for the item you want, negotiate the best price and close the deal on the spot. It's a smart way to make your major purchase.

Because your loan is pre-approved before hand, there are no hassles when financing your purchase, no hidden fees and very competitive rates. It's that simple.

In most cases, you'll have your pre-approved loan in 24 hours.

Email us @ contactus@myscu.ca or call (306) 297-2635.

Choose from a wide selection of mortgage options:
CMHC Financing
Canadian Mortgage and Housing Corporation's (CMHC) Mortgage Loan Insurance allows you to buy a home with as little as 5% down. Your mortgage is insured up to 95% of the lending value of the home. It can be a new or a resale home, as long as it's your primary residence.

Conventional Financing
Pay off your house faster and save on interest by putting at least 25% down.



Home Buyer's Checklist

Making the Right Choice
Most major purchases require planning in order to obtain the best value per dollar. The purchase of a new home may be the largest investment you make in your lifetime.

It is important to obtain all the facts before deciding to purchase a new home. Some factors to consider when purchasing your new home are:

• Value
• Location
• Price Range
• Physical Requirements

Think about these items before you begin looking. Ask yourself questions such as:

Value: Is the area appreciating or depreciating in value?

Location: What areas do we prefer? Should we spend time driving around neighborhoods first to determine which ones are right for us? Do we want to live near work, schools, shopping, family, friends or public transportation?

Price Range: What price range can we afford? How much down-payment do you have? How much monthly mortgage payment are you wanting to pay? Do you have other debts?

Physical requirements: What do we require in our new home? How many bedrooms? A garage? Are we buying a home to meet today's needs or our needs in 3 to 5 years? What trade-offs are we willing to make? If we have a choice, which is more important- the location or the features of the home?